geico®. fifteen minutes could save you fifteen percent or more on car insurance. >>> we are nearly one month away from the crucial fiscal cliff deadline, even though many are skeptical about if and when congress can come to an agree on that. stewart from jp morgan continues to be an optimist. >> he joins us along with ed. stu, i could use a little optimism. >> all right. can't we all? >> give it to me? >> the number one reason to be optimistic is so many people are pessimistic. as an investor that suggests we're more likely to go up than down. when people start out pessimi pessimistic there's more room for surprise. we're in this period where one day the cliff is on, one day the cliff is off. all this political posturing going on. it's going to get worse before it gets better. >> the posturing? >> the posturing will. >> but that creates opportunity for investors. so many people have cash on the sidelines, i think that limits the downside as long as we don't go off the cliff like wile e. coyot